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Latest guides, tips and lender reviews from our blog.
Your credit score plays a big role in the interest rate you’ll get on a car loan. A higher score means a lower rate, and that can save you a lot of money over the life of your loan. But if your credit is less than stellar, don’t worry – there are steps you can …
When your credit score is in the dumps, it can feel like your financing options are limited. Banks and traditional lenders often give you the side-eye when your credit history is less than stellar. But don’t throw in the towel just yet – there are alternative financing routes you can explore that cater specifically to …
Seeking a bad credit boat loan in Australia can be a challenge, but it’s far from impossible. Many Australians with less-than-perfect credit histories are still able to finance their dreams of boat ownership. This guide delves into where and how to find boat loans tailored for individuals with bad credit, highlighting the process, considerations, and …
Getting a car loan can feel like a steep hill to climb, especially if you’re on Centrelink and your credit score isn’t exactly brag-worthy. It might seem like the finance world is giving you the cold shoulder, setting the bar too high for folks just trying to make ends meet. But don’t throw in the …
The financial landscape of getting loans with bad credit in Perth is mind-blogging. Coming to the path of financial steadiness is intricate enough let alone trying to do it with a poor credit score. In such cases, it is very important to know the details underlying bad credit loans. This is where LendExpress comes in; …
It’s not easy to navigate the Australian rental market, especially if one doesn’t have an ideal credit score. Tenants rely on bond loans as a financial lifeline, enabling them to secure an appropriate rental property. But for people with poor credit histories, obtaining such loans is rarely a straightforward journey. This is where we step …
Energy efficiency is one of the top factors that add to economic stability and sustainability. Less energy consumption for daily tasks means big cuts in energy costs. They all add up to hundreds of dollars in savings per year. Today we look into some best practices to save on costs from using your utilities. Many …
The holiday season means many gifts, food, parties, and other festive expenses. Many Australians will have bigger shopping bills this time of the year. But that doesn’t mean they can’t save on these Yuletide expenses. There’s Cashrewards, a cashback web app that can cut back on some of the big spending and get your budgets …
Managing debt can feel like a juggling act, particularly when it’s hindering your ability to save. It’s a common dilemma: should you focus on saving money or concentrate on paying off your debt? The good news is, it’s possible to handle both debt and savings effectively. Start with an Emergency Fund When planning to pay …
Hey there! Today, let’s chat about something we all face at times – the need for some extra dough. Whether it’s for an out-of-the-blue car fix, a shiny new fridge, or just to keep things rolling, loans can be a real game-changer. But hey, it’s not all about just grabbing the cash; it’s about knowing …
Your Credit Score – More Than Just a Number Hey there! Let’s talk about your credit score. It’s pretty much your financial fingerprint when it comes to borrowing money. Whether you’re dreaming of a new home or just need some extra cash, your credit score is the key. Especially if you’re eyeing options like bad …
We Aussies treasure our coffee; it’s pretty much a cultural icon down here. But have you ever wondered just how much that daily hit for your taste buds is gonna cost you as you roam across the country? Let’s spill the beans on the average price of a cup in various Aussie spots, from the …
Pros: Cons: About CashnGo CashnGo emerges as a beacon of financial relief for Australians caught in monetary constraints. By prioritizing accessibility and speed, they extend a helping hand to those in urgent need of cash loans, even offering solutions like no credit check loans for those with a rocky credit history. Loan Details: CashnGo offers …
Looking to get your hands on some extra dough without the usual hassle? Sometimes you’ve got to hunker down and figure out where you can snag a loan that doesn’t make your wallet weep and fits into your life like your favorite pair of jeans. You might be surprised to find the perfect loan agency …
Embarking on your journey to find the best debt consolidation loan providers, including options for bad credit loans and cash loans? Let’s make it easier for you. We’ve combed through the industry and spotlighted the top three. First, take a moment to reflect on your debt, thinking about what you owe, those interest percentages, and …
Pros: Cons: About Wallet Wizard Delivering under a promise of simplicity, trust, and inclusiveness, Wallet Wizard is redefining how Australians perceive and avail credit. With their advanced online technology, getting a decision is a matter of minutes, and funds can reflect in your account within an hour. Loan Details: Do You Qualify? Wallet Wizard believes …
In the realm of financial stability and planning, understanding credit scores becomes an essential undertaking. This comprehensive guide focuses on the credit score dynamics in Australia, presenting an in-depth understanding of normal, bad, and minimum acceptable credit scores. We will also explore methods to fix bad credit scores and boost them quickly. What Constitutes a …
Navigating the Financial Impact of Car Ownership: How Can Buying a Car Affect Your Finances? (2023 Guide) Discover the financial implications of buying or leasing a car in 2023, and learn how to make the best choice for your unique situation. Purchasing a car is a significant financial decision that can impact your finances in …
Pros: Cons: Here’s a comprehensive guide on what you need to know about Swoosh Finance, including the costs, what’s covered, and what’s not. About Swoosh Finance Swoosh Finance, a distinguished loan provider under the Australian Credit License No 387993, offers a straightforward and transparent approach to lending, removing the usual financial jargon and lengthy processes from …
When we talk about ‘bad credit’, we’re referring to a numerical expression that represents the creditworthiness of an individual. This is an assessment based on their financial history, which, when deemed unsatisfactory, can limit future borrowing capabilities. What Constitutes Bad Credit? Usually, credit scores range from 300 to 850, with higher numbers indicating better creditworthiness. …
Inheriting debt in Australia can be a complex and challenging situation. When a person passes away, their outstanding debts do not disappear. Instead, these debts become part of their estate and may need to be settled using the assets they left behind. Understanding Debt Inheritance Laws Australia has specific laws governing debt inheritance. When someone …
Are you wondering if a car loan can help you build credit in Australia? The answer is yes! A car loan can be an effective tool to improve your credit score, provided you handle it responsibly. In this guide, we’ll explore how car loans can impact your credit, tips for managing your car loan, and …
Australia is facing two major economic issues for 2023: Inflation and the higher cost of living. Inflation swelled to an all-time high of 7.3 per cent last year, the highest it had been since 1990. Prices of goods and services followed, leaving many Australians trying to adjust their finances. When the chips are down, Australians …
Many Australians were affected by the great pandemic reset of 2020 to 2022. Companies closed, while some laid off their employees to save their businesses. Employees who lost their jobs struggled to put food on their tables and pay their bills. Working from home became the norm for others. Some had to change careers or …
The best payday loans in Australia are available. But first, wise checking and a little research is needed to get to that “best” part. These loans offer the convenience of paying off each instalment on your payday. It makes sure it is paid with no consequences to both the borrower and the loan company. They …
Is it possible for you to get a mortgage after going through bankruptcy? Yes. While bankruptcy is considered a high-risk status among lenders and borrowers, this doesn’t mean you can’t get a loan or mortgage anymore. You just need to search for the right mortgage offers from reputable lenders. You also have to review their …
Are you in need of a car but have bad credit? Getting a traditional car loan may be difficult, but that does not mean you have no options. Rent-to-own car dealerships offer a solution for those with bad credit who need a car. In this article, we will explain how rent-to-own car dealerships work and …
When it comes to managing your finances, one critical aspect to keep in mind is your credit score. A good credit score can open doors to loans, better interest rates, and even job opportunities. On the other hand, a bad credit score can limit your options and have long-lasting consequences. This article will explore the …
Pros: Cons: Here’s a comprehensive guide on what you need to know about Fundo Loans, including the costs, what’s covered, and what’s not. About Fundo Loans Fundo Loans operates under the Australian Credit Licence 491418, offering a range of loan products designed to meet the short-term financial needs of Australians. With a strong emphasis on speedy …
Pros: Cons: Here’s a comprehensive guide on what you need to know about Fair Go Finance, including the costs, what’s covered, and what’s not. About Fair Go Finance Fair Go Finance (Australian Credit License No (ACL): 389189 ) offers an online platform for personal loans catering to the Australian market. Their approach is built on simplicity, …