Who doesn’t dream of a break? Maybe it’s a sandy shore, an old town square, or a serene cabin in the hills. But let’s be real – sometimes our pockets don’t match our plans, more so if money mistakes from the past are haunting us.
But here’s the good news: there are holiday loans out there, even for folks with some bad credit in the past. They’re just about helping you catch that plane or book that room. And if past credit troubles have you worried, there are specific loans just for you. Of course, a bit of caution is wise. Even if a financed trip sounds good, think about how you’ll manage the repayments. With a bit of thought and the right choice, your dream break doesn’t have to remain just a dream, regardless of past money hiccups.
Our Top Picks for Holiday Loan Providers in Australia
Red Tree Finance is the registered business name for Privilege Investments Pty Ltd (ACN 084 979 117), operating under Australian Credit Licence Number 387437. We are committed to providing exemplary customer service, responsible lending practices, and a seamless, secure service to our fellow Australians. Red Tree Finance is committed to transparency and responsibility in their lending practices, offering no hidden fees or charges on their cash loans. They provide loans ranging from $2,100 to $5,000 with a $0 application fee, a $400 standard establishment fee, and $16 of other fees included in the loan.
Wallet Wizard offers Smart Loans ranging from $500 to $8000 with a clear and transparent fee structure. They prioritize simplicity, charging no hidden or upfront fees, and have an Annual Percentage Rate (APR) of 47.8% as of 08/12/2016. Designed for those seeking quick and affordable cash solutions, Wallet Wizard stands out for its commitment to clarity and customer understanding.
Fundo Loans, licensed under Australian Credit Licence 491418, offers loan products catering to short-term financial requirements of Australians. They provide loan amounts ranging from $500 to $5000. Their unique Fundo Credit Score system incentivizes timely repayments. With an emphasis on rapid decisions and transfers, they offer a straightforward online application process. However, it’s notable that while they provide flexibility and fast solutions, their interest rates and fees can be on the higher side, especially for medium loans.