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  • Various loan options for small and medium loan amounts.
  • Fast funding with same-day decisions and transfers.
  • Flexible repayment terms tailored to individual circumstances.
  • Innovative Fundo Credit Score system encouraging timely repayments and referrals.
  • Simple, straightforward online application process.


  • Higher interest rates, especially on medium loans.
  • Establishment and monthly fees can add up, particularly on small loans.

Here’s a comprehensive guide on what you need to know about Fundo Loans, including the costs, what’s covered, and what’s not.

Cash Loans from $2k to $5k

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About Fundo Loans

Fundo Loans operates under the Australian Credit Licence 491418, offering a range of loan products designed to meet the short-term financial needs of Australians. With a strong emphasis on speedy and straightforward service, Fundo is innovating the lending space with its Fundo Credit Score system, which rewards customers for timely repayments and engaging with their platform.


Small Loan:

  • Establishment Fee: 20%
  • Monthly Fee: 4%

Medium Loan:

  • Establishment Fee: $400
  • Interest Rate: 47.8% p.a. (Comparison Rate 66.58% p.a.)

Loan Terms

Small Loan:

  • Loan Amount: $500 to $2000
  • Duration: Minimum 91 days to maximum 6 months

Medium Loan:

  • Loan Amount: $2001 to $5000
  • Duration: Minimum 91 days to maximum 2 years


Loan TypeLoan AmountDurationEstablishment FeeMonthly Fee/Interest Rate
Small Loan$500 to $200091 days to 6 months20%4%
Medium Loan$2001 to $500091 days to 2 years$40047.8% p.a.

Cash Loans from $2k to $5k

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What’s Covered

  • Small loans catered towards covering short-term needs.
  • Medium loans providing a bit more financial flexibility.
  • Opportunity to improve Fundo Credit Score for better loan terms in the future.
  • Fast, easy, and user-friendly application process.
  • Flexibility in repayments catering to individual circumstances.

What’s Not Covered

  • Long-term financial needs.
  • Individuals under 18 or non-residents of Australia.

Final Takeaway

Fundo Loans offers a fast, flexible solution for individuals looking to cover short-term financial gaps. With their Fundo Credit Score system, they provide an innovative approach towards rewarding responsible borrowing. While the costs associated can be on the higher side, their easy application process and quick funding make them a convenient choice for those in urgent need of funds.