LendExpress.com.au does not list all the lenders in the market. The lenders listed in this article are not representative of all the lenders available in the market. There may be other loan providers available that are not listed here. LendExpress.com.au may have a commercial arrangement with lenders featured on this site. LendExpress.com.au believes all information to be accurate on the date published. This information is general and does not take into account your specific personal situation. For advice, seek a professional advisor. For debt problems and free advice about debts, contact the National Debt Helpline on 1800 007 007.


  • Generous Credit Offerings: Wallet Wizard offers a line of credit up to $8,000, catering to various financial requirements.
  • Straightforward Process: Forget complicated paperwork; their online application process is simple, swift, and can deliver a decision in mere minutes.
  • Transparent Pricing: With all fees stated upfront, you won’t have to worry about unexpected charges.
  • Inclusive Policies: Wallet Wizard welcomes applications from everyone, including those on government benefits or with a past bankruptcy.


  • Credit Check Required: Wallet Wizard performs a credit check, which might be a concern for some.
  • Repayment Overdue Charges: If an account is overdue by more than 14 days, an Arrears Fee is applied.

Cash Loans from $2k to $5k

Find a Loan

About Wallet Wizard

Delivering under a promise of simplicity, trust, and inclusiveness, Wallet Wizard is redefining how Australians perceive and avail credit. With their advanced online technology, getting a decision is a matter of minutes, and funds can reflect in your account within an hour.

Loan Details:

  • Credit Amounts: From $500 up to $8,000
  • Repayment Structure: Equal instalments with interest only on the unpaid amount.
  • Annual Percentage Rate (APR): 47.8% as of 08/12/2016
  • Redraw Facility: Available for customers, ensuring they have access to funds when needed.

Do You Qualify?

Wallet Wizard believes in inclusivity. Whether you’re on government benefits, have a history of bankruptcy, or just need quick cash, their Smart Loan might be the solution. Their online application is designed to provide swift decisions.

Key Requirements for Application:

  • Internet banking details.
  • Two valid ID proofs – driver licence, Medicare card, or passport number.
  • BSB and bank account number for deposit purposes.
  • General information such as name, date of birth, employment details, and other financial obligations.


Credit OfferingsUp to $8,000
Application ProcessSimple and swift online application
Transparent PricingAll fees stated upfront
Credit CheckRequired
Repayment Overdue ChargesArrears Fee applied if more than 14 days overdue
Loan AmountsFrom $500 to $8,000
APR47.8% as of 08/12/2016
Redraw FacilityAvailable
Application RequirementsInternet banking details, two valid IDs, BSB and bank account number, general personal and financial information

Cash Loans from $2K to $5k

Find a Loan

Final Takeaway

Wallet Wizard is sculpting a space where ease, transparency, and inclusivity are paramount. With a generous credit limit and a commitment to clear, upfront communication, they are a compelling choice for those seeking financial flexibility. While they do conduct a credit check and have penalties for overdue repayments, their overall offering is designed with the user in mind. Engage with Wallet Wizard for a more informed and user-friendly credit experience.