Pros:
- Generous Credit Offerings: Wallet Wizard offers a line of credit up to $8,000, catering to various financial requirements.
- Straightforward Process: Forget complicated paperwork; their online application process is simple, swift, and can deliver a decision in mere minutes.
- Transparent Pricing: With all fees stated upfront, you won’t have to worry about unexpected charges.
- Inclusive Policies: Wallet Wizard welcomes applications from everyone, including those on government benefits or with a past bankruptcy.
Cons:
- Credit Check Required: Wallet Wizard performs a credit check, which might be a concern for some.
- Repayment Overdue Charges: If an account is overdue by more than 14 days, an Arrears Fee is applied.
Cash Loans from $2k to $5k
Find a LoanAbout Wallet Wizard
Delivering under a promise of simplicity, trust, and inclusiveness, Wallet Wizard is redefining how Australians perceive and avail credit. With their advanced online technology, getting a decision is a matter of minutes, and funds can reflect in your account within an hour.
Loan Details:
- Credit Amounts: From $500 up to $8,000
- Repayment Structure: Equal instalments with interest only on the unpaid amount.
- Annual Percentage Rate (APR): 47.8% as of 08/12/2016
- Redraw Facility: Available for customers, ensuring they have access to funds when needed.
Do You Qualify?
Wallet Wizard believes in inclusivity. Whether you’re on government benefits, have a history of bankruptcy, or just need quick cash, their Smart Loan might be the solution. Their online application is designed to provide swift decisions.
Key Requirements for Application:
- Internet banking details.
- Two valid ID proofs – driver licence, Medicare card, or passport number.
- BSB and bank account number for deposit purposes.
- General information such as name, date of birth, employment details, and other financial obligations.
Summary
| Feature | Details |
|---|---|
| Credit Offerings | Up to $8,000 |
| Application Process | Simple and swift online application |
| Transparent Pricing | All fees stated upfront |
| Credit Check | Required |
| Repayment Overdue Charges | Arrears Fee applied if more than 14 days overdue |
| Loan Amounts | From $500 to $8,000 |
| APR | 47.8% as of 08/12/2016 |
| Redraw Facility | Available |
| Application Requirements | Internet banking details, two valid IDs, BSB and bank account number, general personal and financial information |
Cash Loans from $2K to $5k
Find a LoanFinal Takeaway
Wallet Wizard is sculpting a space where ease, transparency, and inclusivity are paramount. With a generous credit limit and a commitment to clear, upfront communication, they are a compelling choice for those seeking financial flexibility. While they do conduct a credit check and have penalties for overdue repayments, their overall offering is designed with the user in mind. Engage with Wallet Wizard for a more informed and user-friendly credit experience.
