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Pros:

  • Generous Credit Offerings: Wallet Wizard offers a line of credit up to $8,000, catering to various financial requirements.
  • Straightforward Process: Forget complicated paperwork; their online application process is simple, swift, and can deliver a decision in mere minutes.
  • Transparent Pricing: With all fees stated upfront, you won’t have to worry about unexpected charges.
  • Inclusive Policies: Wallet Wizard welcomes applications from everyone, including those on government benefits or with a past bankruptcy.

Cons:

  • Credit Check Required: Wallet Wizard performs a credit check, which might be a concern for some.
  • Repayment Overdue Charges: If an account is overdue by more than 14 days, an Arrears Fee is applied.

Cash Loans from $2k to $5k

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About Wallet Wizard

Delivering under a promise of simplicity, trust, and inclusiveness, Wallet Wizard is redefining how Australians perceive and avail credit. With their advanced online technology, getting a decision is a matter of minutes, and funds can reflect in your account within an hour.

Loan Details:

  • Credit Amounts: From $500 up to $8,000
  • Repayment Structure: Equal instalments with interest only on the unpaid amount.
  • Annual Percentage Rate (APR): 47.8% as of 08/12/2016
  • Redraw Facility: Available for customers, ensuring they have access to funds when needed.

Do You Qualify?

Wallet Wizard believes in inclusivity. Whether you’re on government benefits, have a history of bankruptcy, or just need quick cash, their Smart Loan might be the solution. Their online application is designed to provide swift decisions.

Key Requirements for Application:

  • Internet banking details.
  • Two valid ID proofs – driver licence, Medicare card, or passport number.
  • BSB and bank account number for deposit purposes.
  • General information such as name, date of birth, employment details, and other financial obligations.

Summary

FeatureDetails
Credit OfferingsUp to $8,000
Application ProcessSimple and swift online application
Transparent PricingAll fees stated upfront
Credit CheckRequired
Repayment Overdue ChargesArrears Fee applied if more than 14 days overdue
Loan AmountsFrom $500 to $8,000
APR47.8% as of 08/12/2016
Redraw FacilityAvailable
Application RequirementsInternet banking details, two valid IDs, BSB and bank account number, general personal and financial information

Cash Loans from $2K to $5k

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Final Takeaway

Wallet Wizard is sculpting a space where ease, transparency, and inclusivity are paramount. With a generous credit limit and a commitment to clear, upfront communication, they are a compelling choice for those seeking financial flexibility. While they do conduct a credit check and have penalties for overdue repayments, their overall offering is designed with the user in mind. Engage with Wallet Wizard for a more informed and user-friendly credit experience.