Terms of Use

Acceptance of Terms

By accessing and using the LendExpress website (lendexpress.com.au), you agree to be bound by these Terms of Use. If you do not agree to these terms, do not use this website.

About LendExpress

LendExpress operates as an information and referral service only. We are not a lender, mortgage broker, credit provider, or financial adviser. We do not hold an Australian Credit Licence. We do not provide credit advice, financial advice, or recommendations regarding any particular loan product.

Information Only

All content on this website — including articles, guides, calculators, and tools — is provided for general informational purposes only. It does not take into account your personal financial circumstances, objectives, or needs. Before making any financial decision, you should seek independent professional advice from a licensed financial adviser, mortgage broker, or legal professional.

Referral Service

When you submit an enquiry through our contact form or eligibility checker, we may refer your details to a licensed specialist mortgage broker. This referral is provided at no cost to you and with no obligation. We may receive a referral fee from the broker for such introductions. The broker you are referred to operates independently from LendExpress and is responsible for their own advice, services, and compliance with Australian credit legislation.

No Guarantees

LendExpress does not guarantee:

• That you will be approved for any home loan product
• The accuracy, completeness, or currency of any information on this website
• Any particular interest rate, fee, or loan terms
• The quality of service provided by any third-party broker or lender we refer you to

Interest rates, lending criteria, government grants, stamp duty rates, and product availability are subject to change without notice. Past approval outcomes are not indicative of future results.

Calculator and Tool Disclaimers

The calculators and tools on this website (including the Eligibility Checker, LMI Estimator, and Cost of Delay Calculator) produce estimates only. They use simplified assumptions, approximate rate tables, and general data. Results should not be relied upon as financial advice or as a guarantee of any lending outcome. Always obtain personalised advice from a licensed professional before making financial decisions.

Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of LendExpress or its licensors and is protected by Australian and international copyright law. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.

Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any third-party website. Links are provided for informational purposes only and do not constitute an endorsement.

Limitation of Liability

To the maximum extent permitted by Australian law, LendExpress excludes all liability for any loss or damage (including indirect or consequential loss) arising from your use of this website or reliance on any information provided on it. Nothing in these terms excludes or limits liability that cannot be excluded under Australian Consumer Law.

Governing Law

These Terms of Use are governed by the laws of the State of Victoria, Australia. Any dispute arising from these terms will be subject to the exclusive jurisdiction of the courts of Victoria.

Changes to These Terms

We may update these Terms of Use from time to time. The most current version will always be available on this page. Last updated: April 2026.